Programs

For a detailed list of all resources available in Montana, click either:

Housing Resource Quick Reference Guide (Word)
or
Housing Resource Quick Reference Guide (PDF)

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(Housing Division and Board of Housing programs listed below, alphabetically)

Disabled Accessible Affordable Homeownership

Eligible Applicants: First-time homebuyer with permanent physical disability from mobility impairment.
Eligible Activities: Existing homes, new construction, or manufactured homes on a permanent foundation.
Program Contact: Doug Jensen
Homeownership Program
Montana Department of Commerce
PO Box 200528
Helena, MT 59620-0528
Phone: 406.841.2854
Email: dojensen@mt.gov
Web site: http://housing.mt.gov/Hous_BOH_SF.asp

General Obligation Multifamily Rental Program

Eligible Applicants: Local governments, nonprofit organizations, private individuals.
Eligible Activities: Projects receiving multiple sources of funding through other programs.
Program Contact: Mathew Rude, Multi-family Program Manager
Montana Department of Commerce
PO Box 200528
Helena, MT 59620-0528
Phone: 406.841.2845
Email: mrude@mt.gov
Web site: http://housing.mt.gov/Hous_BOH_MF.asp

HOME Investment Partnerships (HOME) Program

Eligible Applicants: Units of local governments: counties, municipalities (except Billings, Great Falls & Missoula); public housing authorities (PHA); Community Housing Development Organizations (CHDO)
Eligible Activities: Acquisition, new construction, reconstruction / rehab, development of new housing for homeownership, tenant-based rental assistance, relocation, transitional housing, and single room occupancy units (SROs). Also, Homebuyer assistance and homeowner rehab.
Program Contact: Maureen Martin, Program Manager
Home Investment Partnerships (HOME) Program
Montana Department of Commerce
PO Box 200545
Helena, MT 59620-0545
Phone: 406.841.2826
TDD: 406.841.2702
Email: maureenm@mt.gov
Web site: http://housing.mt.gov/Hous_HM.asp

HUD/Housing Finance Agency Risk-Sharing

Eligible Applicants: Local governments, nonprofit organizations, private individuals.
Eligible Activities: Affordable new construction or acquisition/rehab.
Program Contact: Mathew Rude, Multi-family Program Manager
Montana Department of Commerce
PO Box 200528
Helena, MT 59620-0528
Phone: 406.841.2845
Email: mrude@mt.gov
Web site: http://housing.mt.gov/Hous_BOH_MF.asp

Low Income Housing Tax Credit

Eligible Applicants: Local governments, nonprofit organizations, private individuals.
Eligible Activities: New construction; acquisition/rehabilitation; rehabilitation.
Program Contact: Mathew Rude, Multi-family Program Manager
Montana Department of Commerce
PO Box 200528
Helena, MT 59620-0528
Phone: 406.841.2845
Email: mrude@mt.gov
Web site: http://housing.mt.gov/Hous_BOH_MF.asp

Montana House

Eligible Applicants: Individuals or families who have not owned a home in the past 3 years (exceptions do apply).
Eligible Activities: Provides fully constructed, 2-bedroom, 1 bath, affordable home of 960 square feet. Additional costs of lot, foundation, installation, house moving costs, floor covering, appliances, and utility hookups not included.
Program Contact: Doug Jensen
Homeownership Program
Montana Department of Commerce
PO Box 200528
Helena, MT 59620-0528
Phone: 406.841.2854
Email: dojensen@mt.gov
Web site: http://housing.mt.gov/Hous_BOH_SF.asp

Mortgage Credit Certificate

Eligible Applicants: Individuals or families who have not owned a home in the past 3 years (exceptions do apply).
Eligible Activities: New or existing homes, may include manufactured homes on either owned or rented land.
Program Contact: Jeannene Maas
Homeownership Program
Montana Department of Commerce
PO Box 200528
Helena, MT 59620-0528
Phone: 406.841.2851
Email: jmaas@mt.gov
Web site: http://housing.mt.gov/Hous_BOH_SF.asp

My Montana Mortgage Program

Eligible Applicants: First-time homebuyers in 1 of 4 target groups: Section 8 clients; Native Americans; disabled; or essential workers such as education, medical, firefighter, and law enforcement.
Eligible Activities: Lower-interest first mortgage loans with broader underwriting criteria than single family mortgage program. New or existing homes, townhouses or condo. Manufactured homes excluded.
Program Contact: Jeannene Maas
Homeownership Program
Montana Department of Commerce
PO Box 200528
Helena, MT 59620-0528
Phone: 406.841.2851
Email: jmaas@mt.gov
Web site: http://housing.mt.gov/Hous_BOH_SF.asp

Project Based Section 8 Program

Eligible Activities: The Project Based Section 8 agency is the contract administrator for properties that HUD manages throughout the state. Rental assistance is provided to the projects instead of the tenants.
Program Contact: Dave Parker, Program Manager
Project Based Section 8 Program
Montana Department of Commerce
PO Box 200548
Helena, MT 59620-0548
Phone: 406.841.2801
TDD: 406.841.2702
Email: dparker@mt.gov
Web site: http://housing.mt.gov/Hous_S8.asp

Reverse Annuity Mortgage (RAM) Loan Program

Eligible Applicants: Montana residents 68 years old or older.
Eligible Activities: Single family dwellings (1 to 4 family living unit).
Program Contact: Gerald Watne, Multi-family Program Officer
Phone: 406.841.2838
Email: gewatne@mt.gov
--OR--
Mary Bair, Multi-family Program Specialist
Phone: 406.841.2852
Email: mbair@mt.gov
Montana Department of Commerce
PO Box 200528
Helena, MT 59620-0528
Toll free 1.800.761.6264
Web site: http://housing.mt.gov/Hous_BOH_ED.asp

Set-aside Single Family Mortgage Program

Eligible Applicants: For-profit & nonprofit housing providers.
Eligible Activities: Housing programs serving low-income or other homebuyers that do not qualify for the Single Family Program.
Program Contact: Charles Brown
Homeownership Program
Montana Department of Commerce
PO Box 200528
Helena, MT 59620-0528
Phone: 406.841.2850
Email: chbrown@mt.gov
Web site: http://housing.mt.gov/Hous_BOH_SF.asp

Single Family Mortgage Program

Eligible Applicants: Individuals or families who have not owned a home in the past 3 years (exceptions do apply).
Eligible Activities: Existing homes, new construction, or manufactured homes on a permanent foundation.
Program Contact: Charles Brown
Homeownership Program
Montana Department of Commerce
PO Box 200528
Helena, MT 59620-0528
Phone: 406.841.2850
Email: chbrown@mt.gov
Web site: http://housing.mt.gov/Hous_BOH_SF.asp

Teachers' Homeownership Program

Eligible Applicants: Teacher who is first-time homebuyer in Ravalli County.
Eligible Activities: Purchase existing home or new construction.
Program Contact: Nancy Leifer
Homeownership Program
Montana Department of Commerce
PO Box 200528
Helena, MT 59620-0528
Phone: 406.841.2849
Email: nleifer@mt.gov
Web site: http://housing.mt.gov/Hous_BOH_SF.asp

Tenant Based Section 8 Program

Eligible Activities: Very low-income families, with household income of 50% or less of the HUD median family income for the county in which the family resides pay a set amount toward rent and utilities, based on their gross adjusted income (currently 30%). The program provides subsidy payments to property owners on behalf of program participants.
Program Contact: Laura Morrison, Program Manager
Housing Assistance Bureau
Montana Department of Commerce
PO Box 200545
Helena, MT 59620-0545
Phone: 406.841.2830
TDD: 406.841.2702
Email: housing@mt.gov
Web site: http://housing.mt.gov/Hous_S8.asp